Product Features

Every Component Built for India's Payment Environment

A complete payment infrastructure stack — intelligent routing, multi-tenant isolation, collection automation, payout dispatch, and white-label deployment. All pre-built and ready to integrate.

System Architecture Overview

The IndoPay Builder system is a multi-layer payment infrastructure platform. Each layer is independently configurable and can be deployed as a complete stack or integrated into your existing architecture.

1

API Gateway

Entry Point

RESTful API layer with authentication, rate limiting, and request routing. Full webhook support for all payment events.

2

Intelligent Router

Core Engine

Real-time channel health monitoring with sub-second failover. Load balancing based on live success rates across all payment channels.

3

Channel Connectors

Pre-Integrated

Pre-built connectors for UPI, Net Banking, and major e-wallets. Each connector handles the full payment lifecycle including callbacks and reconciliation.

4

Collection Engine

High Throughput

High-volume inbound payment processing with automated reconciliation. Handles 10,000+ TPS with real-time status updates.

5

Payout Engine

T+0 Settlement

Automated mass payout dispatch to Indian bank accounts. Batch scheduling, priority queuing, and failure retry logic built-in.

6

Multi-Tenant Manager

Enterprise SaaS

Full tenant isolation with independent configuration, separate data stores, and custom white-label branding per tenant.

Technical Specifications

Performance

Transaction throughput10,000+ TPS
Route failover time<1 second
Payment confirmation latency<500ms
Uptime SLA99.9%

Integration

API protocolREST / JSON
Webhook deliveryReal-time
SDK availabilityNode.js, Python, PHP, Java
Sandbox environmentFull test mode

Payment Methods

UPIIntent + QR
Net Banking50+ banks
E-WalletsPaytm, PhonePe + others
SettlementT+0 available

Ready to see the full API documentation?

Request a technical consultation and we'll walk you through the complete integration spec.

Request Technical Docs